LazyPay: Loans Facility Advantages and Disadvantages
What is LAZYPAY and its Loans Facility
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What is LAZYPAY and its Loans Facility |
Today my post is on:- What is LAZYPAY and its Loans Facility:-
๐ต What is LAZYPAY?
➡️ LAZYPAY is the India's Digital payment company which help us do payment on various places like Merchant payments,online shopping or checkouts,etc through the lazypay. Lazypay is made by the PAY U Company.
It is specially featured that it gives you a 15 days after the checkout(Shopping) to pay back the amount that you purchased through lazypay.
When you purchase through LAZYPAY it does not take any security from you like Debit Card, Credit Card and Aadhar card,etc.
๐ต How the Loan facility Available by the Lazypay and loan information?
➡️ The Loan facility which is given by the Lazypay known as Personal loan is from the Rs10000 to Rs100000. The Interest rate charges are of 15℅ to 32℅ p.a. On which it gives you the EMI option of upto 24 months.
To apply for a loan you have to install the Lazypay application from where you will apply easily.
For loan it will take the following document
• Pan card
•Aadhar card
•Photo of your signature
And other documents which are important for approving Loan.
๐ต How the Lazypay Works?
➡️ LAZYPAY works on the Cibil Score which is known by our Mobile number. Lazypay gives you a specific limit which is based on our Cibil Score and limit is different for different people.
LAZYPAY works on many big platforms of Shopping and Food ordering companies like Swiggy,Freshmenu,Zomato,PVR Cinemas, etc.
LAZYPAY works on many big platforms of Shopping and Food ordering companies like Swiggy,Freshmenu,Zomato,PVR Cinemas, etc.
๐ตAdvantages of Lazypay :-
➡️ Its help you to do payments when you have no money to purchase or pay for anything for 15 days.
➡️ Its is supported to all the UPI payments like Netbanking,Google pay and Payment apps.
➡️ Its gives you its own wallet space.
➡️ You can withdraw the amount it in your bank account the limit which is given by Lazypay.
➡️ You can use your amount for 15 days for free interest period.
๐ต Disadvantages of Lazypay :-
➡️ If we not pay the outstanding amount within 15 days then it will charge a specific amount in form of interest after 15 days.
➡️ If we not pay the billing amount then it cause our bad effect on our Cibil Score which can bad effect on our future requirement of financial.
➡️ Interest rates are high.
Thank you for reading my What is LAZYPAY and its Loans Facility post. Next time I will come with another important posts for you.
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